Best travel insurance policies in India

Today’s world is a global world where distance is not a constraint anymore, to any of us. Thus travelling to different parts of the world has become cheaper and easier. A business located in America has clients from India, China, Africa and other countries while an Indian company offers its services to Middle East countries, the USA and many other parts of the world. Distance or borders between the countries is not a barrier anymore. Due to this globalisation, the world has seen a huge business growth and people have exchanged their culture with others. Standing in a situation like this, you may feel to travel internationally than to the domestic ones. Reasons can be many such as, vacation, leisure, personal, business or professional. Travelling abroad without travel insurance is a strict ‘No’ as most of the countries have made it mandatory for a foreigner to have travel insurance, a shield that takes all sorts of risk coverage of the tourist while travelling around various places and that also acts as a good identity. If you are an Indian citizen, you will be glad to know that there are a number of good travel insurance companies available who are trustworthy and very helpful, offers almost all sorts of coverage and claims against health, medical emergencies, accidents, theft or robbery, loss of luggage, ticket cancellations, rescue operations etc. 

The top 10 travel insurance companies in India, are:

  1. New India Overseas Mediclaim Policy
  2. Overseas Insurance Mediclaim from Reliance General Insurance
  3. Apollo Munich Easy Travel Insurance
  4. Future Generali Travel Suraksha Plan
  5. Bajaj Allianz Travel Insurance
  6. Reliance Annual Multi-trip insurance plan
  7. Chola MS business/ leisure travel insurance plan
  8. Max Bupa International Medical emergency plan
  9. Tata AIG Travel Insurance
  10.  Bharat AXA Travel Insurance 

These are some the travel insurance companies in India which provides complete packages and covers almost all sorts of risks during the trip starting from heath issues to rescue operations, everything. They have attractive and exciting features which make travel a lot easy and smooth while the passenger returns his/her home filled with happiness.  Most of these travel insurance policies are valid from the age of 3 to 65 years, some of them extend up to even 70 years. Short term insurance policies for a single trip is perfect for the whole family. But, if you are a very frequent traveller you can have a premier term plan for multiple trips which are generally a 1-year long coverage. During this period you can travel as many times as you can and you will be covered by the company. You need to check with the terms and conditions provided by the company for this multiple-trip policy. Generally, a kid less than 18 years will be covered with insurance if, any of the parent or both parents are covered with the insurance policy. 

                               Plenty of offers are available throughout the year. You can have a look at them. Do good research and then pick the best one for you. It is wise to not believe on the agent’s words completely, get the latest information and offers by your own through various online communities, groups, customer helplines etc. and finally go for your desired policy. If you are a working professional and going abroad for a professional trip, no need to worry about anything. The company will bear the expenses and provide you with travel insurance. Else, they have to pay for your loss, if there is any. No one wants to be in trouble and pay from their pocket, why should you?          
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