Travel insurance is a type of insurance specially designed to protect travellers who are going on a trip. Whether travelling domestically or internationally, with the right travel insurance your trips are secured and you and your loved ones are safeguarded from dozens of medical and non-medical risks.
But how is it beneficial for you and your family? What are some factors to consider when you buy travel insurance, and how do you buy travel insurance online? Keep reading to find out all you need to know.
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How is travel insurance beneficial?
Travel insurance is highly beneficial to travellers as it protects them from the financial impact of dozens of medical and non-medical risks. Whether it is loss of checked-in baggage, missed connecting flight, trip cancellation, loss of essential documents like passport and visa, medical emergency, personal accident, and more, with travel insurance the financial impact of all of these risks is covered protecting you and your loved ones from behind.
What are some factors to consider when you buy travel insurance?
If you are an Indian looking to travel abroad, there are dozens of options to choose from. Although most insurers are fine to a certain extent, it is always crucial to choose the right insurance provider and policy for your needs.
Here are a few important factors to consider when you buy travel insurance for your international trip.
- Coverage options
A travel insurance policy must come with a good mix of medical and non-medical coverage to adequately safeguard a policyholder from hidden and unexpected risks associated with travelling.
- Exclusions
While it is essential to check what is covered, it is equally important to consider what is not covered and is thus excluded from a policy. That is because participating in excluded activities can result in claim rejection.
- Premium prices
It is also important to check the premium prices and the offerings provided by insurers mapping it with your needs. While the first instinct for most people is to purchase the cheapest policy, it might be important to assess the options and choose accordingly.
- Travel destination
As not every insurer services every country and travel destination, it is essential to opt for an insurance provider that does cover your destination country.
So whether you are looking for travel insurance for USA trip, travel insurance for Canada, or for any other destination, consider these factors.
How to buy travel insurance online in 5 steps?
As the usage of technology has boomed and a majority of Indians have access to mobile phones, anyone can purchase travel insurance in a few minutes. Here are the steps you can follow to buy travel insurance from Niva Bupa, one of the leading providers of travel insurance.
- Visit the Niva Bupa website and click on Travel Insurance
- Fill in the travel destination, duration, type of travel, and phone number to view plans.
- On the next page, fill in the date of birth for each travellers to be covered under the insurance policy.
- Select one of the three plans offered, choose the sum assured based on your needs, and add any add-ons as needed.
- Fill in the details, submit the required documents, and purchase the policy.
Just by following these simple steps, you can purchase travel insurance from one of the leading travel insurance providers in India. So wherever you are, you can get the best policy for your needs right from your mobile phone or personal computer.
Conclusion
Although travel insurance is a necessary tool for all travellers, it is often considered as an additional expense or an extra effort. However, with the easy accessibility of mobile phones and the Internet, travellers can purchase a policy in just 5 steps and within minutes. To get the right travel insurance follow the given steps to secure your trip and travel the world with confidence and peace of mind.
So travel around, gain new experiences, and create lasting memories with loved ones, secured by travel insurance from Niva Bupa.